How it works
How It Works
A clear, five-step process that takes your business from application to active, funded cards, with verification built in along the way.
The process
Five steps to a working card program
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01
Business onboarding
Businesses submit their company information and intended card program use case.
Tell us who you are, what your business does and how you plan to use prepaid cards. Our team reviews your request and explains the program options available to you.
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02
Due diligence
Required business and recipient information is collected and reviewed in accordance with the approved program.
We collect the business, ownership and recipient information the program requires and review it carefully, including the purpose of the payments and the source of funds.
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03
Program approval
Eligible businesses and cardholders are onboarded subject to the issuer's requirements.
Once the review is complete, eligible businesses and cardholders are approved and onboarded in line with the issuing partner's requirements.
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04
Card distribution
Cards are issued and distributed through the authorized program.
Cards are issued by the authorized partner and distributed to approved recipients, with our team coordinating the process alongside your business.
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05
Funding and usage
Approved funds are loaded through authorized channels, and cardholders use their cards subject to the applicable card terms.
Your business requests funding or reloads, approved funds are loaded through authorized channels, and cardholders use their cards for eligible purchases under the card terms.
Before you apply
What you will need
Having this information ready helps us review your application quickly. Additional documents may be requested depending on the program and the issuing partner's requirements.
Start your application- Business detailsLegal and operating name, business number, address and date of incorporation.
- Ownership and managementBeneficial owners and authorized signatories, with government-issued ID where required.
- Program purposeWho will receive cards, why, and the expected number of cardholders.
- Source of fundsWhere the funds loaded to cards come from and expected funding volumes.
FAQ
Frequently asked questions
Who can use SAL prepaid card programs?
Our services are designed for businesses that need to distribute funds to eligible recipients for authorized purposes, such as incentives, commissions, gig payments and other approved disbursements. Every business goes through onboarding and due diligence before a program is approved.
Is SAL a bank or card issuer?
No. SAL provides program services. Card issuance, account opening and payment processing are provided only through appropriately authorized issuing and program partners under approved arrangements.
What information do we need to get started?
You will be asked for your business details, ownership information, a primary contact, a description of your business activities and the intended use of the cards, including the purpose and source of funds. Additional documents may be requested during review.
How are cards funded and reloaded?
Approved funds are loaded through authorized channels following the program's funding procedures. Requests are subject to verification and the controls that apply to your program.
How do cardholders check their balance?
Depending on the card program, cardholders can view available account information through the issuer's designated portal and use their cards for eligible purchases under the card terms.
Ready to launch a prepaid card program for your business?
Tell us about your business and how you plan to use prepaid cards. Our team will guide you through onboarding and the next steps.