Compliance and security

Compliance and Security

SAL is committed to responsible business practices, appropriate customer due diligence, data protection, and compliance with applicable laws and contractual requirements.

Our operating procedures

How we protect your program

Our proposed operating procedures include:

Business verification

Business identity and ownership verification, as required.

Cardholder information

Collection and verification of required cardholder information.

Purpose and source of funds

Review of the intended purpose and source of funds.

Activity monitoring

Monitoring and escalation of suspicious or unusual activity in accordance with applicable responsibilities.

Secure data handling

Secure handling of confidential business and cardholder information.

Partner cooperation

Cooperation with authorized issuing and program partners.

Recordkeeping and reporting

Recordkeeping and reporting in accordance with applicable requirements and assigned responsibilities.

Authorized partners only

Card issuance, account opening, and payment processing will be provided only through appropriately authorized partners and approved arrangements.

Know your business, know your cardholder

Every program starts with understanding who we are working with. We verify the business, its ownership and the people authorized to act for it, collect the cardholder information the program requires, and confirm that the intended use and source of funds are appropriate.

Protecting confidential information

Business and cardholder information is handled confidentially, shared only with authorized partners where required to operate the program, and kept in line with applicable recordkeeping and reporting requirements.

Questions about our compliance approach?

Our team is happy to walk you through our due diligence and onboarding requirements before you apply.